Atlantic, IA Homes under $200,000

Atlantic, IA Homes under $200,000 for Sale

$129,000
5 Beds ⋅ 2 Baths ⋅ 6342345 MLS
Investment Opportunity. Here is a duplex (up/down) that offers a 2 bedroom unit and a 3 bedroom unit. This property had a major overhaul by previous owner and current owner has maintained it well. Water heaters were replaced in 2025 & 2026, east porch flooring done in 2026, circuit boards on both A/C units replaced in 2025 & 2026. Landlord pays for mowing & snow. Tenants pay utilities and garbage. Comes with all appliances and each unit has laundry facilities. Owner will share rental information to interested parties. Lets run the numbers for you and see what your ROI would be. Call today for your appointment. Great opportunity for the price!!

511 Oak St, Atlantic

Listing courtesy of with Atlantic Home Realty
$160,000
3 Beds ⋅ 2 Baths ⋅ 6342218 MLS
Welcome to this charming home in a peaceful neighborhood. As you walk in the front door, you will find a spacious living room with built in shelving on your left and a formal dining room on your right. Then you walk into the kitchen that is lined with quality cabinetry and a great view of the peaceful backyard. A convenient half bath is on the main level. As you walk up the stairway to the second floor, you will find 3 cozy bedrooms and a full bath. You have additional living space in the basement with a family room and a bonus room which can be used for an office or another non-conforming bedroom. Laundry room and storage space complete the basement. You will want to relax on the composite deck enjoying the private backyard. Call a realtor to schedule your showing and don't miss out on this cozy home.

106 Cass Ave, Atlantic

Listing courtesy of with Property Connection Real Estate
$114,900
6341854 MLS
Investment opportunity in the heart of historic downtown Atlantic! This well-maintained commercial building is an excellent addition to any investment portfolio, featuring a long-term tenant with a strong lease in place for immediate rental income. Located in an attractive and vibrant downtown district there is street parking in the front and 2-3 private parking spaces in back. Current lease runs through September 30, 2029.

405 Chestnut St, Atlantic

Listing courtesy of with Meyer & Gross Real Estate Co
$137,500
2 Beds ⋅ 1 Baths ⋅ 6341738 MLS
Charming home with great features! This 2 bedroom, 1 bath home is a must-see! Featuring a beautiful kitchen with lots of oak cabinetry, attractive countertops, and the convenience of main-floor laundry. Enjoy the spacious entry deck in the back—perfect for relaxing, entertaining, or enjoying your morning coffee. The property also offers a 2-car detached garage plus plenty of off-street parking in the rear. A great opportunity for a wonderful home—come take a look!

907 Cedar St, Atlantic

Listing courtesy of with Meyer & Gross Real Estate Co
$155,000
2 Beds ⋅ 2 Baths ⋅ 6341399 MLS
Enjoy carefree living in this inviting upper-level, 2-bedroom condo! Filled with natural light, the spacious living and dining areas feature abundant windows that create a bright, welcoming atmosphere. The home offers two generously sized bedrooms, including a primary suite with a large closet and a private ¾ bath. You'll appreciate the convenience of a private entrance from the attached garage, along with additional storage space. Whether you're looking for low-maintenance living or a comfortable place to call home, this condo offers the perfect combination of convenience and comfort.

1505 E 14th St Unit 16, Atlantic

Listing courtesy of with Meyer & Gross Real Estate Co
$153,500
3 Beds ⋅ 2 Baths ⋅ 6341388 MLS
Historic charm meets modern-day living! Built in 1920, this 1½-story home offers the character you love with updates you’ll appreciate. Step inside to a beautiful, original wood staircase that makes a statement guests will remember. Step to the left to a spacious living room featuring beautiful wood floors with and plenty of room to gather, relax, and make yourself at home. The stunning modern kitchen brings this home into the here and now with a fresh, stylish feel and plenty of space to cook, entertain, and enjoy everyday life. Also, an eat-in dining room perfect for entertaining and easy access to one of the two decks. With 3 bedrooms and 2 bathrooms, there’s room for everyone, while the finished basement rec room gives you even more space to spread out for movie nights, game days, a playroom, or your favorite hangout spot. If you’re looking for a home with 1920s character, modern updates, and space to actually live, this one deserves a spot on your must-see list. Come take a look, you might just find the charm, comfort, and character you’ve been looking for! This house comes with a REDUCED RATE as low as 5.990% (APR 6.403%) as of 9/8/2026 through List & Lock™. This is a seller paid rate-buydown that reduces the buyer's interest rate and monthly payment. Terms apply, see disclosures for more information.

1002 Locust St, Atlantic

Listing courtesy of with Atlantic Home Realty
$199,500
2 Beds ⋅ 1 Baths ⋅ 6341262 MLS
Only the best went into this beautifully remodeled home! Enjoy all-new tilt-in windows, interior doors, stylish lighting, new flooring throughout, a stunning new kitchen and bath, and a convenient laundry room complete with a new washer and dryer. The beautiful kitchen showcases top-of-the-line appliances, elegant quartz countertops, and soft-close hickory cabinetry, creating the perfect blend of style and functionality. Major improvements include all-new electrical and plumbing, new drywall and insulation, and water heater. A detached two-car garage provides added convenience and storage. Additionally, it was re-shingled with asphalt shingles in 2022. Completely move-in ready, this exceptional home offers quality craftsmanship, modern finishes, and the peace of mind that comes with extensive, top-to-bottom updates.

507 Birch St, Atlantic

Listing courtesy of with Meyer & Gross Real Estate Co
$85,000
3 Beds ⋅ 1 Baths ⋅ 6341099 MLS
Charming 2-story home full of character located on a spacious corner lot in Atlantic! This 3-bedroom, 1-bath property offers 2,520 sq ft of living space and showcases beautiful original woodwork and hardwood floors throughout. With its classic details and generous layout, this home presents a fantastic opportunity to restore and make it your own. Situated on a .24-acre lot, there's plenty of outdoor space to enjoy. Home is in need of TLC and is being sold as-is--perfect for investors or buyers looking to build equity. Don't miss the potential this property has to offer!

701 Maple St, Atlantic

Listing courtesy of with Keller Williams Greater Omaha
$85,000
3 Beds ⋅ 2 Baths ⋅ 26-1626 MLS
Charming 2-story home full of character located on a spacious corner lot in Atlantic! This 3-bedroom, 1-bath property offers 2,520 sq ft of living space and showcases beautiful original woodwork and hardwood floors throughout. With its classic details and generous layout, this home presents a fantastic opportunity to restore and make it your own. Situated on a .24-acre lot, there's plenty of outdoor space to enjoy. Home is in need of TLC and is being sold as-is--perfect for investors or buyers looking to build equity. Don't miss the potential this property has to offer!

701 Maple St, Atlantic

Listing courtesy of Heather Pelzer with Keller Williams Realty
$179,900
4 Beds ⋅ 2 Baths ⋅ 6339977 MLS
Move-in ready and clean as a whistle! This stunning 1½-story, 4-bedroom home has been extensively updated and is ready for its next owners. Nearly everything has been renovated since 2000, including the kitchen, windows, both bathrooms, flooring throughout, roof, and gutters. A standout feature is the impressive 26' x 24' detached two-car garage, newly built in 2021–2022, offering plenty of space for vehicles, storage, or a workshop. Don't miss the opportunity to own this beautifully maintained home that combines modern updates with timeless charm!

509 Pine St, Atlantic

Listing courtesy of with Meyer & Gross Real Estate Co
$129,900
2 Beds ⋅ 1 Baths ⋅ 6339358 MLS
Here's a ranch style home that's been well cared for and gives you ample space. It has a large updated kitchen with room to sit around the table and visit. The dining room goes right out to the covered deck that's been freshly stained. And if you're looking for a large master bedroom, here it is. Added features include main floor laundry, double garage plus a carport and workshop space for the handy man. Roof was replaced in 2024. Included is another small one bedroom house that needs some work but could even be a small shop. This is a great opportunity for a great price. Located one block from YMCA and schools. Call today for an appointment.

1006/1008 Elm St, Atlantic

Listing courtesy of with Atlantic Home Realty
$16,900
3 Beds ⋅ 1 Baths ⋅ 742581 MLS
2 bedroom 1 bath home with multiple living spaces and a nice.corner lot located a few blocks from downtown, make it your own!

300 Elm Street, Atlantic

Listing courtesy of STEVEN CAMERONA with Iowa Realty Beaverdale
$109,000
3 Beds ⋅ 2 Baths ⋅ 6338087 MLS
Charming and affordable! This three bedroom, one and a half bath home has just the right blend of character and updates. You'll love the open stairway, new carpet and fresh paint, and the warm feel of this inviting home. Relax on the open front porch, perfect for sipping your morning beverage or enjoying a quiet evening. A detached one car garage adds convenience, while the manageable size makes it a perfect fit for first-time buyers or investors looking to expand their portfolio. Move-in ready with a new roof in July 2023.

206 E 9th St, Atlantic

Listing courtesy of with Meyer & Gross Real Estate Co
$155,900
3 Beds ⋅ 1 Baths ⋅ 6334334 MLS
Earn some instant equity by putting in your sweat. This is a solid built home with lots of room - offering 3 bedrooms on the main floor. The attic has potential to add another bedroom. The kitchen has oak cabinets and needs just a little TLC. There are some newer windows. The basement has potential for additional living space/family room. Laundry is in the basement. There is an updated electrical panel and newer water heater. You'll enjoy the large deck with plenty of room for entertaining. Call today for a tour and see if this one could be for you.

306 W 8th St, Atlantic

Listing courtesy of with Atlantic Home Realty
$119,900
3 Beds ⋅ 2 Baths ⋅ 6333985 MLS
Welcome home to this adorable property full of character and comfort. Step inside to beautiful wood floors that add warmth and charm throughout the bright and sunny rooms. Enjoy a fully fenced back yard and one car attached garage. This home is an ideal choice for anyone looking for charm and ease in a perfect little package!

908 E 9th St, Atlantic

Listing courtesy of with Meyer & Gross Real Estate Co
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Atlantic, Iowa Homes under $200,000

Dreaming of small-town charm without breaking the bank? Look no further than Atlantic, Iowa! Nestled in the heartland, this friendly community offers a variety of homes under $200,000 for sale perfect for first-time homebuyers, families seeking a slower pace, or those looking to downsize. Discover the appeal of affordable living with beautiful properties boasting spacious yards and inviting interiors. Explore the possibilities and find your perfect slice of Iowa right here in Atlantic!

Imagine yourself strolling along tree-lined streets, enjoying local shops, and connecting with neighbors who feel like family. Atlantic is more than just a town; it's a place to build a life. With a range of homes under $200,000 for sale, achieving your homeownership goals is within reach. Let us help you uncover the hidden gems and find a property that fits your lifestyle and budget. Start your Atlantic, Iowa real estate adventure today!

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